To Be in America: Consumer Action Handbook tips

Check out CONSUMER TOPICS to get helpful tips on specific consumer issues, like buying a car or home or preventing identity theft.
If you have a consumer problem, use our HOW TO FILE A COMPLAINT tab for a step-by-step guide to the process. You can read more about your options as a dissatisfied consumer and use the sample complaint letter to take action.
Scroll over WHERE TO FILE A COMPLAINT to contact a specific company or your local consumer protection office or BBB.
If you�re a teacher, a member of the military or the media, or a person with disabilities, try our SPECIFIC AUDIENCES tab.
If you still haven�t found what you need, try WANT MORE HELP for links to other useful websites.

Say no to credit insurance offers. Often offered with credit cards, car loans and home mortgages, it is almost always better to purchase regular property, life or disability insurance.

More Quick Consumer Tips

Order the 2008 Consumer Action Handbook. This everyday guide to being a smart shopper is hot off the press and chocked full of helpful tips about preventing identity theft, understanding credit, filing a consumer complaint, and much more. In the 2008 edition, you'll find updated information about filing for bankruptcy, finding a lawyer, and planning a funeral, along with many other useful topics.

American Holidays

Official information and services from the U.S. government

Americans celebrate a variety of holidays throughout the year. American holidays can be secular, religious, international or uniquely American. With the wide variety of holidays and the many levels of American government it can be confusing to determine what public and private facilities are open on a given holiday. You can usually find out in the daily newspaper or by calling the office you wish to visit.

New Year's Day is January 1st. The celebration of this holiday begins the night before, when Americans gather to wish each other a happy and prosperous coming year. Many Americans make New Year's Resolutions.

Martin Luther King Day is the third Monday in January. The Reverend Martin Luther King, Jr. was an African-American clergyman who is recognized for his tireless efforts to win civil rights for all people through nonviolent means.

Washington's Birthday is observed the third Monday of February to honor George Washington, the first President of the United States. This date is commonly called Presidents' Day and many groups honor the legacy of past presidents on this date.

Valentine's Day, is celebrated on February 14^th. The day was named after an early Christian martyr, and on Valentine’s Day, Americans give presents like candy or flowers to the ones they love.

Easter falls on a spring Sunday that varies from year to year. Easter is a Christian holiday celebrating the resurrection of Jesus Christ. For Christians, Easter is a day of religious services and the gathering of family. Many Americans follow old traditions of coloring hard-boiled eggs and giving children baskets of candy.

Memorial Day is observed the last Monday of May. It originally honored the people killed in the American Civil War, but has become a day on which the dead of all wars, and the dead generally, are remembered in special programs held in cemeteries, churches, and other public meeting places. The flying of the American flag is widespread.

Independence Day is July 4^th. This holiday honors the nation's birthday – the signing of the Declaration of Independence on July 4, 1776. It is a day of picnics and patriotic parades, a night of concerts and fireworks. The flying of the American flag is widespread.

Labor Day is the first Monday of September. This holiday honors the nation's working people, typically with parades. For most Americans it marks the end of the summer vacation season and the start of the school year.

Columbus Day is celebrated on the second Monday in October. The day commemorates October 12, 1492, when Italian navigator Christopher Columbus landed in the New World.

Halloween is celebrated on October 31. On Halloween, American children dress up in funny or scary costumes and go "trick or treating" by knocking on doors in their neighborhood. The neighbors are expected to respond by giving them small gifts of candy or money.

Veterans Day is celebrated on November 11^th. Originally called Armistice Day, this holiday was established to honor Americans who had served in World War I, but it now honors veterans of all wars in which the U.S. has fought. Veterans' organizations hold parades, and the president places a wreath on the Tomb of the Unknowns at Arlington National Cemetery.

Thanksgiving Day is the fourth Thursday in November. The holiday dates back to 1621, when Puritans, who had just enjoyed a bountiful harvest, showed their gratitude to the Native Americans for their help by hosting a feast to give thanks. The Thanksgiving feast became a national tradition and almost always includes some of the foods served at the first feast: roast turkey, cranberry sauce, potatoes, and pumpkin pie.

Christmas Day is celebrated on December 25. Christmas is a Christian holiday marking the birth of the Christ Child. Decorating houses and yards with lights, putting up Christmas trees, giving gifts, and sending greeting cards have become traditions even for many non-Christian Americans.

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